Every coin gets
its own economy.
You don't need to sell your bags to get SOL. A share of a coin's creator fees fills its own SOL vault. Holders borrow against the coin with zero interest and repay exactly what they took, keeping the upside if the coin runs.
Since September 30, PumpSwap v2 keeps the protocol and creator fee inside the pool's quote vault and subtracts it from virtual_quote_reserves, so waiting fees do not count as liquidity. reserve prices every loan against effective_quote_reserves, the SOL a sale can really get.
The loop, live
- Coin launches9 vaults
- People trade iton pump.fun
- Fees fill its vault0.012 SOL in
- Holders borrow0.00 SOL lent
- Repaid, no interest0.00 SOL back
Live vaults
Every coin launched here and its own vault, read from chain on every visit.
ReservElon
$RE · 8m ago
Vault0.005 SOLLent0.00 SOLFees in0.00 SOLMarket cap$2,882.14Reserve Cat
$RCAT · 20m ago
Vault0.016 SOLLent0.00 SOLFees in0.0009 SOLMarket cap$2,967.54Loans Dog
$LDOG · 21m ago
Vault0.005 SOLLent0.00 SOLFees in0.00 SOLMarket cap$2,851.81Reserve Inusetting up
$RESERVEINU · 22m ago
Vault0.00 SOLLent0.00 SOLFees in0.00 SOLMarket cap$3,048.22Reverse Catsetting up
$CAT · 26m ago
Vault0.00 SOLLent0.00 SOLFees in0.00 SOLMarket cap$2,853.69RESERVECATsetting up
$RCAT · 27m ago
Vault0.00 SOLLent0.00 SOLFees in0.00 SOLMarket cap$2,851.81Reverse Catsetting up
$RCAT · 27m ago
Vault0.23 SOLLent0.00 SOLFees in0.00 SOLMarket cap$2,851.81ReserveCatsetting up
$RCAT · 27m ago
Vault0.00 SOLLent0.00 SOLFees in0.00 SOLMarket cap$3,568.76TEST COIN
$TEST · 36m ago
Vault0.017 SOLLent0.00 SOLFees in0.012 SOLMarket cap$2,851.81
Chart any pump.fun coin: paste its address or link.
Use the search box in the header.
Selling ends the trade. Borrowing keeps you in it.
Same bag both ways. Move the sliders to see where you end up.
Example only. Bag value = what the pool would pay to buy your whole deposit, the way we price it. No interest and no penalty; liquidation at 75% of the bag's value, with everything above the loan refunded.
If you sell
trade over- SOL in your pocket today
- 10.00 SOL
- Coins you still own
- none
- If it moves +100%
- you're not in it
You end with
10.00 SOL
Plus your sell hit the chart as one red candle.
If you borrow
still holding- SOL in your pocket today
- 3.000 SOL
- Coins you still own
- all of them
- Bag after +100%
- 20.00 SOL
- You repay (no interest)
- 3.000 SOL
You end with
20.00 SOL
+10.00 SOL vs selling
Liquidated only if the bag falls about 60% from today.
Borrowing isn't free money: if the coin dumps hard, you can lose the bag. Borrow small.
See what my bags can borrowThe terms
The same for every coin. Each vault only ever lends against its own coin.
- Borrow up to
- 50%
- of what the bag really sells for
- Liquidation at
- 75%
- debt over collateral value
- Interest
- 0%
- repay exactly what you borrowed
- Fees to vault
- 10%+
- set by the launcher, up to 100%
Recent activity
Every fee drop and loan, with its transaction.
Fees into vaults
$TEST+0.0116 SOL12m ago
$RCAT+0.0009 SOL18m ago
Latest loans
No loans yet.
Questions
More in the docs.
Where does a coin’s vault get its SOL?
From that coin’s own trading fees. At launch, pump.fun’s fee-sharing config names the coin’s vault as a shareholder. Every few minutes the accrued fees are distributed on chain and the vault’s share lands in it. Borrowers repay into the same vault, so the SOL keeps circulating among that coin’s holders.
Can I borrow against any coin?
Only coins launched here, and only from their own vault. A coin’s SOL can never be lent against a different coin, so each vault’s risk stays with its own holders.
Do I get the same coins back?
Yes. Your tokens sit in the coin’s vault untouched while the loan is open. Repay what you owe and the exact same amount comes back to your wallet in the same transaction.
Does borrowing move the price?
No. Depositing collateral is a transfer, not a trade — nothing hits the pool, so there is no red candle. The only time the vault sells is a liquidation.
What does it cost?
Nothing beyond normal Solana network fees. There is no interest: borrow 1 SOL and you repay exactly 1 SOL, whether that is tomorrow or in a year. The vault grows only from the coin’s trading fees, never from borrowers.
What happens if the coin dumps?
If the loan reaches 75% of your bag's value, the vault sells the bag to recover the SOL it lent. There is no penalty: everything above the amount you borrowed is sent back to you.